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Health Insurance Options

The Chicago Federation of Musicians Employers Welfare Fund was established in 1961 to facilitate access to health insurance for members of our local and is managed by two union trustees, two employer trustees, and a plan administrator.


Local 10-208 offers health care, dental, and vision insurance options to qualifying members. Members in good standing who have earned $3000.00 in union wages during the current or previous calendar year, or are vested in the AFM-EP (pension) Fund may be eligible for coverage.

For questions regarding eligibility requirements, coverage specifics, and applications please email Margie Berger, or call her at (312) 782-0063, ext 119, or (708) 220-6253 (cell)

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Summary Plan Description
Detailed rules and regulations governing the CFM-EW Fund
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2026 UHC Healthcare Summary and Rates
Pricing and details for United Healthcare Plans
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HMO Medical Plan EGJ7 (UHC)
HMO Medical Plan Quick Summary
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HMO Medical Plan EGJT (UHC)
HMO Medical Plan Quick Summary
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PPO Medical Plan EGLK (UHC)
PPO Medical Plan Quick Summary
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United Healthcare Enrollment Form- Medical & Vision
Complete to enroll
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2026 Humana Dental Summary and Rates
Pricing and details for Humana Dental
File Download
2026 Humana Dental (Full Summary & Details)
A complete explanation of Humana Dental coverage
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2026 Humana Dental Enrollment Form
Complete to enroll Humana Dental Coverage
File Download
2026 UHC Vision Summary and Rates
Pricing and details for Vision insurance with United Healthcare

Please note that this web page may contain outdated information. Please confirm any information by contacting the local 10-208 Chicago Federation of Musicians Employers Welfare Fund Administrator.